Rethinking Siloed Phone Loan Schemes as a Path to Financial Inclusion in Ethiopia

What does financial inclusion really mean, and how can it be achieved in a way that genuinely benefits rural communities in Ethiopia?

August 30, 2025

Yonas Ayele

Addis Ababa, Ethiopia

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Yonas Ayele

Yonas Neguise Ayele is an Addis Ababa–based analyst specializing in energy policy, utility performance, and the nexus of electrification, fintech, and financial inclusion. He writes the Powered_UP Substack, translating complex technical reforms and finance issues into practical insights. Yonas can be reached at [email protected]

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