Yonas Ayele

Ethiopia’s Next Financial Inclusion Strategy Must Be Geo-Enabled, Data-Driven, and People-Centered

Financial access has expanded, yet usage, equity, and reliability still lag. A map-first strategy and a National Financial Data Commons may help Ethiopia deliver real financial inclusion.

How Ethiopia’s Central Bank Plans to Keep Prices in Check Without a Credit Cap

NBE is trading rigid credit limits for a market-driven system built on real, inflation-adjusted interest rates.

Rethinking Siloed Phone Loan Schemes as a Path to Financial Inclusion in Ethiopia

What does financial inclusion really mean, and how can it be achieved in a way that genuinely benefits rural communities in Ethiopia?