Yonas Ayele

Yonas Neguise Ayele is an Addis Ababa–based analyst specializing in energy policy, utility performance, and the nexus of electrification, fintech, and financial inclusion. He writes the Powered_UP Substack, translating complex technical reforms and finance issues into practical insights

All Publications

How Ethiopia’s Central Bank Plans to Keep Prices in Check Without a Credit Cap

NBE is trading rigid credit limits for a market-driven system built on real, inflation-adjusted interest rates.

16 September 2025

By Yonas Ayele

Rethinking Siloed Phone Loan Schemes as a Path to Financial Inclusion in Ethiopia

What does financial inclusion really mean, and how can it be achieved in a way that genuinely benefits rural communities in Ethiopia?

30 August 2025

By Yonas Ayele