Yonas Ayele

Yonas Neguise Ayele is an Addis Ababa–based analyst specializing in energy policy, utility performance, and the nexus of electrification, fintech, and financial inclusion. He writes the Powered_UP Substack, translating complex reforms and finance issues into practical insights

All Publications

Rethinking Siloed Phone Loan Schemes as a Path to Financial Inclusion in Ethiopia

What does financial inclusion really mean, and how can it be achieved in a way that genuinely benefits rural communities in Ethiopia?

30 August 2025

By Yonas Ayele