Michael Tomas Gebremariam

Hidden Transaction Fees Hamper Ethiopia’s Digital Financial Progress

Confused by hidden fees in your digital transactions? You’re not alone! Digital financial services are booming in Ethiopia, but many

Why Leaders Must Adapt for the Digital Era

The concepts of leadership and the way we define them have been oscillating over the years. In the past, leadership

The Remote Revolution: How the Internet is Reshaping Global Labor Markets

During the 1970s and 1980s, the economic miracle of the East Asian Tigers captured global attention, offering valuable lessons for

Unlocking Ethiopia’s Digital Economy with Super-apps

In November 2022, Elon Musk, the current CEO of Twitter, unveiled his vision of “Twitter 2.0” as an app that

Ethiopian Banks be Ready for the Competition 

One day, I was requesting a mobile banking account from an Ethiopian commercial bank. I brought my driver’s license because

Digital Credit Is the Way Forward for Ethiopia

Imagine a small kiosk (Souq) in rural Ethiopia that requires working capital or a capital loan to conduct or expand